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Top Reasons to Review your Insurance Annually

1. Changes With Your Situation

This is the most important reason to review your home and auto insurance. 

Have you…

>Changed your address?

>Added a driver?

>Added or sold a vehicle?

>Married or divorced?

>Made an addition to your home?

>Added coverage for your valuables?

>Enhanced your vehicle?

>Checked the market re-build value of your home?


2. Discover Discounts

Have your agent review your account each year to make sure you are receiving all possible discounts.

*What discounts are available?

*Are you married?

*Did you or someone on your policy recently graduate?

*Is your child no longer a driver?

*Are all of your policies in one place? 


3. Unknown Premium Increases

Many people have their auto insurance debited out of their account and their home insurance is paid through their escrow account, which leads to many people not realizing that their premium has increased.  There are many reasons why your premium can increase, and the easiest way to find out why is to ask your agent.  The reason may be legitimate, but your agent may also be able to find ways to bring it back down.


4.Changing Life Insurance Needs

Our lives are changing constantly with new babies, adoption, new homes, cars, jobs, and the list goes on.  All of these changes effect what we need in a life insurance policy.  The average cost of a child is $250,000 by the time they reach 18 years old. Life changes create a need for more coverage.  And when it comes to life insurance, the younger you are, generally speaking, the better the price is. 


5. Catch Up With Your Agent

We value the relationships we have with our clients at Palmetto South Insurance.  During an annual review, we will ask about your family and what new, fun, and exciting things you have been up to, but also take the time to tell you about any new products that might benefit you, look for discounts, and review any premium increases. 


An annual review is always FREE and will help you protect what is likely your largest investment and most dear to your heart! 


When was the last time you reviewed your insurance policies?  Give us a call and let us help you!!

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